Google Home Insteon Discussion Community

Table of Content

• Settings
• How do I get my Alexa X10 to work?
• Supported Insteon Thermostats
• INSTEON Scenes

It will be based on a local ecosystem with optional cloud features, making it impossible for either company to simply switch off any local automations or device access. The platform is backed by the US based support team from Zooz. Cloud systems, like Insteon, are expensive to maintain and challenging to keep secure, so we’re likely to see more interruptions in platforms heavily reliant on cloud. Is there another way to approach smart home then? When purchasing hardware and deciding on the wireless protocol of your automated house, offline processing and focus on privacy should be key. Z-Wave happens to check off all of these boxes.

I used to worry about what to do if the hub breaks. Now that they will be in even more short supply. It has a reputation for being the first thing to quit. I should know, because my first Insteon hub died after 18 months and they replaced it at the time under warranty for free.

Settings

Ultimately, it seems, the company failed to bring on new investors and drum up additional funds from existing backers. The dream of autonomous driving certainly isn’t going away any time soon, and both automakers want to get there, whether via in-house development or third-party acquisition. Unfortunately, however, Argo won’t be around to play a part. Some want it for natural language voice processing. As someone who is quadriparetic, I need voice control for my home automation. Different things will work for different people, and if she is already committed to Android phones then it’s probably not worth switching.

But they will all require at a minimum either a working Insteon hub or an Insteon PLM. And the exact insteon devices and features that you will be able to bring into the new platform do vary. I don’t understand why insteon scenes uploaded to Alexa but HA scenes are not, I have been working my way through Alexa groups but they in no way compare to what I had on Alexa under Insteon. I also discovered something new on Alexa, I can ask her to shut down all light and they all go off, except that items that HA list as switches do not.

How do I get my Alexa X10 to work?

I have a couple of switches that i have as spares that i check out to see how they are actually located. Some of the devices that i set upas scenes still seem to be in operation and are functioning. But obviously none of the devises are presently recognized by Alexa. Which was they way we would initiate everything. We have Alexa’s in every room, and use it as normal way turn on our lights, thermostats, TV’s as well as to handle all the scenes we maintain for different social situations.

One challenge i've noticed is with the 8 port switch and a fan controller. It seems that the best way is to use the scenes that the 8 port switch controls vs the actual devices. When you say google turn on the fan in the master bed room it turns on both the fan and the light. By using the scene that is active on button b and the scene on button a it seems to handle the different devices better. So you just have to research each individual candidate to see what integration options it offers.

Supported Insteon Thermostats

I just also had the Hub layered in to make the Alexa connection. Unless someone can convince the now exited managers of SmartLabs to open source the proprietary code, no one can build a new Hub/PLM/USB controller. I know in the future I will someday be able to develop scenes on HA similar to my Insteon scenes, I am just not there yet.

Pair it with Z-Wave leak sensors like in like in the Zooz Flood Prevention Kitfor a truly smart leak prevention system. The probe or sensors trigger the ZAC36 device to automatically close your valve in the event of a detected leak. Indoor and outdoor rated, easy, tool-free DIY installation, with an extremely powerful motor to tackle even the most stubborn valves. Our legacy app for homes that have a mix of Insteon lighting devices and older device types. To learn more about the features as well as the devices it supports, check out our details page.

Remote Control

I see no reason why it wouldn't work, though, unless there is a problem with HS4 and HS4-created groups which I cannot yet chime in on. Well that is strange, the insteon groups are just on/off devices. If your post is deemed to be spam-free and relevant to the community, it will be approved and you'll be able to post freely here. Insteon Hub enables select Insteon devices to work with HomeKit technology. Requires Insteon+ app for initial Hub setup but then Apple Home app for everything else. Configure a single device to turn on and off at a specific time or create customized groups of devices that turn on and off at various times throughout the day.

This site contains user submitted content, comments and opinions and is for informational purposes only. Apple disclaims any and all liability for the acts, omissions and conduct of any third parties in connection with or related to your use of the site. All postings and use of the content on this site are subject to the Apple Support Community Terms of Use. A forum where Apple customers help each other with their products.

What is a powerhouse transceiver module?

When first started using Alexa my wife thought was ridiculous way of handling every thing but as time went by, it became the norm to operate everything we basically have. We don’t use for fans which we have in most rooms but just about use it for everything else. In fact prior to companies such Insteon, their was a significant amount of smart home experts who opened businesses to allow novice homeowners the ability to set up smart homes. As time went on the ability to enhance your smart home became even easier with, introduction of SiRI, ALexa, and Google home Hub. These three with their ability to link with smart home devices brought smart home devices to such a simple level that any novice could develops smart home systems.

Device overrides can be set up using the integrations page inside the configuration panel. This allows an unknown device to be mapped to a device that operates similarly to another device.

Build Scenes

Funny how many times this must be said but people need to really know and not read. So I’m afraid this is just something you’ll have to research individually. The general answer will be yes, they have Alexa integration, but the details can vary as to exactly what’s included in that integration and whether it costs anything extra. I do have it connected via a PLM, which IS required to make things work.

Google Home Support Knowledgebase

Table of Content

• Set Your Thermostat
• Does X10 work with Google home?
• Platform Support
• Build Scenes
• What is insteon hub?
• Similar to this post

When you start researching, you come across similar stories of Iris by Lowes, Best Buy’s Insignia, Alphabet’s Revolv, Staples Connect, or the ADT SmartThings offering that was discontinued in 2021. Wink suddenly started charging a monthly fee for their already dwindling service and there’s no guarantee these days that the smart home hardware you buy is really yours. Alexa and google control are functions of HS4 not the plugin. Insteon Hub isn't an island unto itself; it's part of a larger ecosystem of 3rd party devices and services.

Ricketyca We saw a similar scenario on the Android Home app when no Google Home devices were set up. However, the Google app was able to access Home control. Note that the Google app is separate from the Home app. Insteon scenes make controlling many devices together simple and elegant. And now with Google Assistant you can activate whole room or whole home scenes easier than ever.

Set Your Thermostat

Yes, you cannot change the IP address, login or password of the main Hub/PLM. Scheduled tasks, scenes, operating the switches/lights and most everything in those can be done today and could have been done for many, many years without the Insteon cloud service. 3) if matter support is really important to you and you don’t use iOS devices now, and you are looking for a simple inexpensive system but you don’t want to use Alexa, I think it’s worth considering aqara. They’ve already committed to matter support for some of their most popular hubs, they have a wide range of devices, and very good prices. There is a US cloud available for some of their hubs if you don’t want to use a Chinese cloud system.

You can still access your Assistant by pressing and holding down your home button or by simply saying, "Ok Google. The Google Assistant works on my phone and I thought Insteon would therefore now work with my phone. At this stage there is no "Google Home" device here and it seems like without that, one cannot set up to use the assistant to liaise with Insteon. There is no Home Control item in the menu on my phone app.

Does X10 work with Google home?

I actually tried three new systems in attempt to get it all back and operating as it was before the plug was pulled by Smart Home. I started out with HOOBS since most of our computer devices were MAC systems, though I also use two Window computers. That was a 9 hour total disaster possibly while I have always considered myself a reasonably skilled computer user. You can also use a combination of these three if you have iOS devices, or a combination of Aqara and Alexa if you don’t. I have a long and boring post over at the SmartThings community that lists out the questions I ask someone who is just getting started if you’re interested in that sort of thing.

If you don’t already use iOS devices, I don’t think it’s worth the cost, but if you do, this is an option worth considering for many people. You won’t have as many device choices as you have with more complex platforms, so again, different things work for different people. There are other options, particularly homeseer, home assistant, and hubitat, but all of those are intended for power users and are at least as complex as Hoobs was. At the moment there just isn’t anything simple to give you a new interface to your existing Insteon hub. And you need the existing Insteon hub because it’s the only thing that has a radio that can talk to your Insteon switches, because Insteon used a proprietary communication protocol.

Platform Support

Other than that I would suggest checking with the Reddit subforum on Insteon to keep track of any new products and services that third parties develop. So your situation is definitely one of the most challenging. You have a lot of Insteon devices but you want a simple plug and play solution. And unfortunately that just doesn’t exist right now. Just fire up Home Assistant, integrate your hub, and you will be just fine. Everything will work just as before, and there will be ton’s of Insteon hardware available on EBay for a long time.

ASRock has started sales of their new smart connected home router, the X10. With Home Assistant and some knowledge the whole Insteon Cloud is worthless. As it is for Hoobs and many other applications.

Build Scenes

Let’s face they had two phase operation, they provide really could hardware product that they charged a reasonable cost for and and cloud service that we all utilized for free. Homeseer does have that and many people are happy with it as an add-on integration to Insteon. Just remember that you still need to have a working Insteon hub/bridge because homeseer doesn’t have the radio needed to communicate with the Insteon switches. So the Homeseer device will be able to communicate with the Insteon hub and can bring that information into the Homeseer app and over to Alexa. But it can’t talk directly to the Insteon switches. And if you already have a Z-Wave hub but no smart speaker, you might be thinking how cool it would be to have voice control for your automations and smart home devices.

I am concerned with where to go from here, though. Eventually need more devices and am hopeful that something new and better will come out. Enter your email address to receive notifications of new posts by email. Image courtesy of HubitatClearly, there is a range of options to manage this bad situation. And your decision will likely depend on how much you’ve already invested in the Insteon product line.

Some systems use wireless, others RF, others are waves on the actual powerline themselves . You can rebuild/relink devices using Home Assistant. I am beta testing the newest software now and bought another hub just so I can test out the process.

I have several insteon light switches, and smart outlets installed in my home. These were set up with Alexa to allow voice control on most lamps, and all outdoor lighting. Now they are useless, except for the locations that can still function as manual switches. An upcoming joint venture between Zooz and Fibaro, the Z-Box hub will be released in the fall of 2022. It’s thought of as a Z-Wave focused solution to highlight the advanced functionality of Z-Wave while offering a simple UI and an elegant app.

If toggle is the preferred switch style in your connected home, try the ZEN73 Toggle Switch. All the great features of the 700 series paddle models, including the unique 3-way wiring solution of the ZEN76 and ZEN77, built into the classic toggle design switch. The 4 color smart LED indicator guides you through the inclusion, exclusion, and reset processes for easy command confirmation. My HS4-created virtual devices work in Google too. I think you need to enable voice control on the singular feature device instead of the root. Control lights and appliances; you can do everything from basic control to configuring advanced device settings, all from your smartphone or tablet.

It will be based on a local ecosystem with optional cloud features, making it impossible for either company to simply switch off any local automations or device access. The platform is backed by the US based support team from Zooz. Cloud systems, like Insteon, are expensive to maintain and challenging to keep secure, so we’re likely to see more interruptions in platforms heavily reliant on cloud. Is there another way to approach smart home then? When purchasing hardware and deciding on the wireless protocol of your automated house, offline processing and focus on privacy should be key. Z-Wave happens to check off all of these boxes.

I can't seem to get scenes in general to work though. Use the table below to identify if your device is supported. Most Z-Wave automation hubs will also control X10, Insteon, WIFI, and Zigbee devices, but it is important to understand that these added devices will not contribute to your Z-Wave mesh network. While there are a few local voice control options under $5,000 , most modern voice control including Alexa, Siri, and Google Home do natural language processing in the cloud. Hi Kevin – I am not an expert in this field – only know what I read. Thread devices connect via wifi or Ethernet and up to 250 units with multiple hops.

Citi: 2022 Home Equity Review

Table of Content

• How much can you earn with Citibank CDs?
• HELOC
• About Citi
• What makes Citibank unique?
• Are home equity loan rates higher than mortgage rates?
• Other home equity options
• Pre-Qualify For A Personal Loan: How To Check Your Rate Without Affecting Your Credit

Generally, though, personal loans come with higher interest rates than home equity loans because the debt is unsecured and thus riskier for the lender. Spring EQ may be a relatively new bank founded in 2016, but it has already earned a positive reputation from customers across the 38 states it serves. Spring EQ offers home equity loans, HELOCs, and interest-only HELOCs, providing borrowers with flexible loan options. Home equity loan amounts range from $5,000 to $500,000, while HELOC line amounts range from $50,000 to $500,000. The Citigold packages includes an interest checking account and a savings account. Home equity line of credit programs help people consolidate their bills for a lower monthly interest rate.

Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Choose to pay back your home equity loan in 5, 10, 15, 20, 25 or 30 years. Outside of major cities like New York and LA, loan officers are scarce. Depending on your credit and lien position, you may be able to borrow up to 80% of your home’s value. Katia Iervasi is a staff writer who hails from Australia and now calls New York home. Her writing and analysis has been featured on sites like Forbes, Best Company and Financial Advisor around the world.

How much can you earn with Citibank CDs?

However, home equity loan rates have risen at a slower rate, making them more attractive than their main competitor, cash-out refinancing. You can apply for a home equity loan or HELOC on the Frost Bank website, but first you’ll need to create an account. According to the website, the application will only take you about 15 minutes. These rates come from a survey conducted by Bankrate, which like NextAdvisor is owned by Red Ventures.

Citibank also offers an interest checking account, but the APY is close to zero. If your Home Equity Line of Credit is in the interest-only draw period, your minimum monthly payment is about to increase. Bankrate has compiled rate tables assessinghome equity line of credit ratesandhome equity loan rates. These articles include details about the pros and cons of home equity loans and HELOCs as well as an up-to-date assessment of the best lenders for each product.

HELOC

The averages are determined from a survey of the top 10 banks in the top 10 U.S. markets. Home equity loan rates are climbing given inflation and ongoing interest rate hikes by the Federal Reserve. Here are the average rates for home equity loans and HELOCs, as of Dec. 7, 2022.

There is also an annual fee of $50 on HELOCs unless your loan amount is less than $50,000. You’ll be charged an early termination fee of 2% of the outstanding balance if your HELOC is closed within 24 months from opening. Additionally, you’ll receive a 0.25% rate discount if you set up auto-pay from a TD personal checking or savings account. There are no closing costs on home equity loans or HELOCs from U.S.

About Citi

However, you could still face other serious consequences, so try to always make your payments on time and in full, if possible. When mortgage interest rates were at historic lows during the pandemic, many homeowners used cash-out refinancing to get cash while simultaneously reducing their mortgage rate. With a cash-out refi, homeowners refinance for more than they owe on their existing mortgage and receive the difference as cash. Now that mortgage rates are rising, homeowners can’t always get a lower rate with a cash-out refi. Many homeowners who refinanced during the low rate environment of 2019 and 2020 don’t want to lose their current mortgage rate just to access their home equity. You can apply for a home equity loan from Discover online or over the phone.

Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.

Currently, BMO Harris products and services are available in 48 states . BMO Harris offers home equity loans and three variations of a HELOC. Loan amounts for home equity loans start at $5,000 and up while HELOC lines start at $10,000 and up. Spring EQ loans may be subject to an origination fee of $995 and an annual fee of $99 in some states. Citibank’s Accelerate Savings account is probably the bank’s best option for savers who live in states where it’s available. The rate is even higher than Citibank CD rates, and unlike CDs, the high-yield savings account isn’t subject to early withdrawal penalties.

Another common type of home equity financing is a home equity line of credit . HELOCs are not traditional loans where you get paid a lump sum upfront. Instead, they work like a revolving line of credit, similar to a credit card secured by your home. Experts don’t recommend using a home equity loan for discretionary expenses like a vacation or wedding.

What makes Citibank unique?

With its reasonable $500 minimum deposit, Citibank provides many competitive options for a wide range of savers. During the draw period, your minimum monthly payments were interest-only. Once the repayment period begins, your minimum monthly payments increase to include an amount applied to the principal balance as well as the interest payment.

Submit required documentation to the lender, including tax statements, pay stubs, bank statements and details about the property you own. Customers can borrow $25,000 to $300,000, with repayment terms ranging from five to 30 years. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. The hotel offers a fitness centre and a tour desk as well as a business centre, a sauna and conference...

Its HELOC offerings also come with a rate-lock option for customers who want it. Home equity loans have loan amounts of $10,000 to $250,000 and HELOCs have line amounts ranging from $10,000 to $500,000. Like most lenders, Citibank doesn’t reveal the finer eligibility requirements online. However, the website says the lowest rates are reserved for customers with excellent credit who set up automatic payments from their Citibank deposit account.

Home equity loans with fixed rates aren’t as directly affected, but those rates are set based on the lender’s cost of funds, which also rises as rates go up. With home prices rising dramatically in the last few years, homeowners have seen a major increase in equity. Withmortgage rates at two-decade highs, people wanting toborrow against their homeare forgetting the cash-out refinance and turning instead to home equity loans. Here’s how these installment loans work, and how to find the best rates. Its online-only savings account, unavailable in select markets, pays a competitive annual percentage yield. Citibank, the retail banking division of Citigroup, offers a variety of savings accounts for customers with different goals.

As with all of our home equity loan and home equity line of credit lender reviews, our analysis is not influenced by any partnerships or advertising relationships. Citibank considers nontraditional sources of credit, such as a positive history of paying rent. However, it’s worth noting that these reviews and complaints are for the bank as a whole, and not just its home loans division. Citibank will order an appraisal to determine the value of your property. It will also order a title report to verify that you own the property. Citi uses a local and approved licensed appraiser to complete the appraisal of your property.

Citibank’s mortgage division, CitiMortgage, normally offers home equity loans ranging from $25,000 to $300,000. But the bank has temporarily suspended all applications for home equity loans and HELOCs as of March 3, 2021 due to market conditions. If you want to lower your monthly payment or access your home's equity, our mortgage refinancing optionsmay help you reach your goals. Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A.

Citibank Home Equity Line of Credit

Table of Content

• Bank of America Customized Cash Rewards Credit Card Review
• What are the benefits of getting a home equity loan through Citibank?
• Find Accor Hotels in Lengenfeld
• Principal payment

A cash-out refinance is when you pay off your existing home loan by getting a new one that’s larger than what you currently owe. You then get a check for the difference and can use that money on anything you’d like. If you take out a 10-year home equity loan for $10,000 with an interest rate of 6%, you’d pay $111 a month. You’d also pay a total of $3,322 in interest during the life of your loan. The interest you pay on a home equity loan is tax deductible if you use the money on home renovations that improve the value of your residence. You can deduct the interest on up to $750,000 of home loans if you’re married and filing jointly or a single taxpayer.

Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. This compensation may impact how, where and in what order products appear. Bankrate.com does not include all companies or all available products. Citi’s HELOC product has an annual fee of $50 during the draw period, unless the property is located in Texas. But no annual fee is charged if you’re a Citigold or Citi Priority customer, or if you’re an employee of Citigroup or its subsidiaries. Once you complete a cash-out refinance, you’re left with a new mortgage loan with new rates and terms.

Bank of America Customized Cash Rewards Credit Card Review

Finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Both types of HELOC offer variable rates as low as 4.09 percent APR. Customers must also take out an initial draw of at least $25,000 and close on a line amount of at least $100,000 for the most attractive rates.

They are the only APRs openly available among the lenders we assessed. The NextAdvisor editorial team updates this information regularly, although it is possible APRs have changed since they were last updated. When comparing lenders, we did not evaluate factors like pricing and borrower requirements . Home equity rates and fees can change often and are based on each borrower’s specific credit profile. Each lender also has its own unique underwriting requirements and process, which are often not publicly available.

What are the benefits of getting a home equity loan through Citibank?

The information, including rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the lender’s website for the most current information. Mortgages, with loan-to-value rates of 80 percent or less, 1992 – present, are available.

Fixed-rate home equity loans from Citi start at 6.59 percent APR. Home equity lines of credit, better known as HELOCs, work a bit like a credit card where your home acts as collateral and your home equity determines the credit limit. During the draw period, you can keep borrowing money up to your HELOC’s credit limit.

Find Accor Hotels in Lengenfeld

Armed with a BA in Communication and a journalistic eye for detail, she navigates insurance and finance topics for Finder, so you can splash your cash smartly . Finder makes money from featured partners, but editorial opinions are our own. Here's a breakdown of some of the benefits and drawbacks of Citi home equity loans.

Home equity is the difference between what you owe on your mortgage and what your home is currently worth. In other words, it is your stake in the property, or what you could make if you sold before paying down the mortgage in full. HELOCs are a good choice when you’re not sure exactly how much money you need to finance or if you just want a line of credit on hand to tap into as needed. That has implications for the Federal Reserve’s efforts to bring price growth down, but it also means a lot for consumers, especially those looking to borrow money.

Alternatives to a Home Equity Loan

The content created by our editorial staff is objective, factual, and not influenced by our advertisers. You can get a home equity loan from a number of different lenders. Check for the best rates from local banks and credit unions, national banks, and online lenders.

Home equity loans are available in 48 states, but the lender does not offer home equity lines of credit at all. For Discover’s home equity loans, possible loan amounts range from $35,000 to $300,000. The lender charges no origination fees, application fees, appraisal fees, and mortgage taxes. There is no application fee for a home equity loan or line of credit with BMO Harris.

Submit required documentation to the lender, including tax statements, pay stubs, bank statements and details about the property you own. Customers can borrow $25,000 to $300,000, with repayment terms ranging from five to 30 years. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. The hotel offers a fitness centre and a tour desk as well as a business centre, a sauna and conference...

He's been a financial writer and editor for more than two decades, working for The Kiplinger Washington Editors, U.S. News & World Report, Bankrate and Dow Jones. Before joining CNET Money, Wojno was Senior Editor of Finance for ZDNet, writing on blockchain, cryptocurrency, financial services, investing and taxes. Outside the digital world, Marc can be found spinning vinyl, threading reel-to-reel tapes, shooting film with his Bolex and hosting an occasional pub quiz. In the Cash-Out Refinance tab, select Refinance and enter your ZIP code, credit score and other property details to see what you might qualify for. For example, mobile homes are exempt, and in Texas, home equity loans are only available on collateral properties that are single-family primary residences.

Once you submit your application, the lender will organize an appraisal and verify your identity and income, which can take anywhere from seven days to a few weeks. You’ll receive the funds on the fifth day after closing — or the sixth, if you live in California. If you selected a home equity loan or HELOC, enter your ZIP code, credit score and information about your current home to see your personalized rates. If you pay off your loan or sell your home within the first 36 months, you’ll pay a fee.

Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. It may be possible to refinance your current HELOC into a new one or into a fixed rate home equity loan. You may also be able to consolidate your first mortgage and HELOC into a new first mortgage that offers a lower interest rate and longer term.

Chase savings account rates

Before you create an account, though, you can use the bank’s own rate calculator to estimate your rate and monthly payment amount. The KeyBank application allows you to apply for multiple products at one time. If you’re not sure whether KeyBank loans are available in your area, the application will tell you once you input your zip code. If you’re an existing KeyBank customer, you’ll have the option to skim through the application and import your personal information from your account. To apply for a home equity loan or HELOC with Connexus, you can fill out a 3-step application online. Though the application process is quick, you won’t be able to see a personalized rate or product terms without a credit check.